Lucchese Insurance Agency, Inc.

Commercial Insurance Specialists…

Bakery Insurance – Los Angeles & Burbank, CA

As a bakery, bagel, or donut store owner, you encounter special risks that can only be covered by a bakery insurance plan geared to your unique needs. Those plans are one of our specialties here at Lucchese Insurance.

Because we deal with store owners like you every day, we understand exactly the kinds of coverage your business needs to have. Basically, such coverage includes three areas:

Property insurance — coverage for the building and the contents, including all your machinery, stoves, ovens, etc., plus your registers, software and inventory.

Liability insurance — since you provide a product and a professional service, you need to have adequate coverage in the form of professional or general liability insurance.

Workers compensation insurance — like most businesses, your workers need to be insured for injuries at work. We can help you provide that.

Incidentally, if your workers operate a vehicle while on company time (such as delivering baked goods or other orders to customers), you may also need commercial auto insurance. One other possible coverage to look at: inland marine insurance. This covers your products as they travel from your store to your customers, even if you hire an independent carrier to make the delivery.

Which coverage do you need? Let’s find out.

You may also need crime, surety, or umbrella insurance. The only way to know for sure is to sit down with our agents and find out. Call or email us, or fill out the form on this page and we’ll help you get the coverage you need without delay.